Neither does a sump pump that finally gives out. NCIS offers financing through Service Finance Company, LLC, so a major repair, replacement, or installation doesn't have to sit on the back burner while you figure out how to pay for it all at once.
We've partnered with Service Finance Company, LLC to give homeowners and businesses a way to break a large project into payments that fit an actual budget instead of draining a savings account in one afternoon.
Financing is available across every trade we handle, heating and cooling, plumbing, electrical, and generators and energy solutions, and it can be used for repairs, replacements, and new installations alike. The same licensed NCIS crew does the work either way. The only thing that changes is how you pay for it.
All financing is subject to credit approval, and the specific terms available depend on the project and your application. That's not something we can quote over the phone before you apply, and we're not going to pretend otherwise. What we can do is tell you what's generally available, help you size the project honestly, and answer the questions homeowners actually ask before they apply.
Financing runs through Service Finance Company, LLC, not through NCIS. You apply, SFC makes the credit decision, and we schedule the work. Here's what the program allows before you ever fill anything out.
We can't quote you a rate over the phone before you apply, and we won't pretend otherwise. What we can do is walk you through what's available for a project like yours, so you know what you're looking at before you commit to anything.
A furnace doesn't pick a convenient week to fail, and it usually happens in January, at night, with the wind chill sitting well below zero. A sump pump giving out during spring melt, or a generator you keep meaning to install before the next ice storm knocks the power out for three days, aren't line items most households have sitting in a checking account waiting to be spent.
Financing exists for exactly those moments, and for the less dramatic ones too: a water heater on its last year, a panel your electrician looks at and shakes his head over, an AC that finally gives up in July.
It covers work across everything NCIS does:
All financing is subject to credit approval. The rate, the term, and the amount you qualify for depend on the project and your application, which is why nobody, including us, can hand you a number before you apply.
The application doesn't require income documentation, which removes the usual paperwork step at the front of the process.
The program goes up to $100,000, which covers a full HVAC replacement, a whole-home generator, a panel upgrade, or several of them in the same project.
The home doesn't have to be your primary residence. Rental and investment properties qualify, so a landlord replacing a furnace in a tenant-occupied house has the same option a homeowner does.
Mobile homes are eligible, and a past bankruptcy is workable once it's been discharged for a year with new credit established. Both are subject to standard Service Finance Company eligibility requirements.
One person on the application must own the property. A co-applicant does not have to be an owner, which makes joint applications workable when only one name is on the deed.
Financing is offered through Service Finance Company, LLC. NCIS is enrolled in the SFC Financing Program as a home improvement contractor. SFC makes the credit decision and holds the loan; we do the work. *Mobile home and past bankruptcy applicants are subject to standard SFC eligibility requirements.
Financing is provided by Service Finance Company, LLC, a nationally licensed sales finance company and an approved FHA Title I Lender. NCIS is enrolled in the SFC Financing Program, which offers in excess of fifty financing solutions, including promotional and standard installment terms. All financing is subject to credit approval.
Loan amounts are available up to $100,000. The amount you qualify for depends on your application and is subject to credit approval.
No proof of income is required to apply. Financing is still subject to credit approval, but you won't be asked to produce pay stubs or tax returns to get through the application.
Financing is available across every trade we handle: heating and cooling, plumbing, electrical, and generators and energy solutions. It can be used for repairs, replacements, and new installations alike, whether that's a furnace in January, a water heater that's finally leaking, an electrical panel upgrade, or a whole-home standby generator.
Yes. Rental and investment properties qualify. The home doesn't have to be your primary residence, so landlords and property owners have the same financing option a homeowner does on their own house.
One person on the application must own the property. A co-applicant does not have to be an owner, which means a joint application still works when only one name is on the deed.
Mobile homes are eligible. Mobile home applicants are subject to standard Service Finance Company eligibility requirements, so the specifics come down to the application itself.
Not automatically. A past bankruptcy is workable once it has been discharged for a year with new credit established. Past bankruptcy applicants are subject to standard Service Finance Company eligibility requirements.
The specific terms available depend on the project and your application, and all financing is subject to credit approval. That's not something we can quote over the phone before you apply, and we're not going to pretend otherwise. What we can do is walk you through what's generally available for a project like yours before you commit to anything.
Call us. A real person answers, 24/7, and can walk you through what's available for your specific project before you commit to anything. If the work is already scheduled, mention financing when you call and we'll take it from there.
The most direct way to talk through financing is to call us. A real person answers, 24/7, and can walk you through what's available for your specific project before you commit to anything. If you'd rather start in writing, send a service request and tell us financing is on the table.
(515) 332-1506 Live Answer · 24 Hours · 7 DaysNorth Central Iowa Service is a multi-trade company covering heating, cooling, plumbing, electrical, and backup power for homes and businesses across North Central Iowa. Financing is available on all of it, which matters most when a project crosses trades and the total lands higher than any single line item would.
Furnaces, air conditioners, heat pumps, mini-splits, and geothermal, repaired or replaced.
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Water heaters, sump pumps, drain and sewer service, well systems, and gas lines.
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Panel upgrades, rewiring, lighting, surge protection, and major electrical repairs.
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Generac standby generators, sizing, and service, plus solar and geothermal energy solutions.
Explore Energy →Financing provided by Service Finance Company, LLC. All financing is subject to credit approval. Terms and availability vary by applicant and project.
Service Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. We provide in excess of fifty financing solutions which include promotional and standard installment terms for home improvement contractors enrolled in the SFC Financing Program. Our program strives to provide our contractors with the flexibility they require to offer their customers the ability to finance their purchases of products such as: HVAC, Windows, Doors, Siding, Sunrooms, Flooring, Water Treatment, Plumbing, Roofing, Insulation and many more.
One person must own the property. A co-applicant does not have to be an owner. *Mobile home and past bankruptcy applicants are subject to standard SFC eligibility requirements.